Transact Direct Law Limited (TD) is a limited company (incorporate no: 221384) and having its registered office at 85 High Street, Dunfermline, Fife, Scotland, UK. Contents
These are the terms and conditions (“The Terms”) which apply to the use of the Site by you. Copyright, Trademarks and Domain Names

1. Copyright he material on the web site (“the Site is protected by copyright and/or database right throughout the world and is owned by TD.

2. Trade Marks
Transact Direct is a registered trademark of TD

3. Domain Names
The domain name www.transactdirect.co.uk is the property of TD 4. Further Information
For copyright, trademark and domain name enquiries please see the contact section of the web Terms and Conditions of use for Transact Direct’s Web SiteThese are the Terms which apply to the use of the Site by you. 1. Use of Web Site on these Terms
All use of the Site is on these Terms. If you do not agree to these Terms cease use of the Site immediately. You may print and keep a copy of these Terms. They are a legal agreement between us and can only be modified with our consent. We reserve the right to change the Terms at our discretion by changing them on the Site. 2. Accuracy of Information and Disclaimer
We do our best to ensure all information on the Site is accurate. If you find any inaccurate information on the Site is accurate let us know and we will correct it, where we agree that it is inaccurate, as soon as practicable. We make no representations that information on the Site is accurate and up to date or complete and accept no liability for any loss or damage caused by the inaccuracy or incompleteness of information on the Site. Although we hope the Site will be of interest to users, we accept no liability and offer no warranties in relation to it and its content, to the fullest extent such liability can be excluded by law. 3. Restrictions on Use
The Site contains copyright material, trade names and other proprietary information, including, but not limited to, text, software, photos, graphics and may in future include video, music and sound. The entire contents of the Site are protected by copyright law. We, or our licensors, own copyright and/or database right in the selection, co-ordination, arrangement and enhancement of such content, as well as the content original to it. You may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or in any way exploit, any of the content, in the whole or in part except as provided in these Terms. See the copyright notice on our Site. You may download information from the Site for your own personal use only. Except as otherwise expressly permitted under the copyright law, no copying, redistribution, retransmission, publication or commercial exploitation of the downloaded material will be permitted without our express permission and that of the copyright owner where we don’t own the copyright. In the event of any permitted copying, redistribution or publication of copyright material, no changes in or deletion of author attribution, trademark legend or copyright notice shall be made. You acknowledge that you do not acquire any ownership rights by downloading copyright material.
We provide hypertext links to other sites that are operated by other people. Using such a link means you are leaving our Site and we take no responsibility for, and give no warranties, guarantees or representations in respect of linked sites.

4. Linking
Appropriate institutions are welcome to create a link to the Site with the following proviso:
the link must be made to the Site home page; http://www.transactdirect.co.uk
the destination of the link must correctly acknowledge TD If we request at any time that you take down the link to the Site you agree that you will take it down immediately. 5. Our Liability
The information on the Site is not intended to address your particular requirements. Such information does not constitute any form of advice or recommendation by us and is not intended to be relied upon by you in making (or refraining from making) any specific decisions. If you wish us to give such advice, please contact the relevant contact partner.
We provide all information on this Site free of charge and we accept no liability for the information provided.
We are a distributor (and not a publisher) of content supplied by third parties and users of the Site. Any opinions, advice, statements, services, offers, or other information or content expressed or made available by third parties, including information providers, or users, are those of the authors or distributors and not of us. We do not necessarily endorse nor are we responsible for the accuracy or reliability of any opinion, advice or statement made on the Site. 6. Legal Jurisdiction and Dispute Resolution
Scots law shall apply to these Terms, notwithstanding the jurisdiction where you are based. You irrevocably agree that the Scottish courts shall have exclusive jurisdiction to settle any dispute which may arise out of, under, or in connection with these Terms and for those purposes irrevocably submit all disputes to the jurisdiction of the Scottish courts. The place of performance shall be Scotland.
We make no warranty or guarantee that the Site or information available over it complies with laws other than Scots law. 7. General
Failure by us to enforce a right does not result in waiver of such right. If any of these Terms are held to be invalid or unenforceable by any court having authority to determine such issues, the remaining terms or this agreement will not be affected. You may not assign or transfer your rights under this agreement. We may amend these Terms at any time by posting a variation on the Site.

Privacy Policy
1. Online Privacy Practices
Your right to privacy is important to us. We are keen to strike a fair balance between your personal privacy and ensuring you obtain full value from the internet and other products and services we may be able to offer you. We are fully registered under the Data Protection Act 1998 and ensure we comply with all protection the Act affords to you. Further information on the Act is on the internet at www.dataprotection.gov.uk. 2. Cookies
We do not use cookies for collecting user information from the Site and we will not collect any information about you except that required for system administration of the Web server and otherwise as described above. 3. Other Sites
This privacy policy only covers the Site. Other links within the Site to other websites are not covered by this policy.